Chamber Review


Each month, the Chamber Review newsletter lets our members know what's happening in Greater Concord: where and when our upcoming networking and committee events will be...what forums are slated for discussion...and which educational topics we think are beneficial to you. Business Focus articles are written and sponsored by members of the Greater Concord Chamber. Read on and benefit from your fellow Chamber members' expertise on a range of topics of interest to the business community: 

Click to read our latest edition!

June edition

May edition

April edition

March edition

February edition

January edition


December edition

November edition

October edition  

September edition

August edition

July edition 

Recent Business Focus Columns:

Mindfulness: Good for you and the bottom line 

By Dan Huston, NHTI—Concord's Community College

Did you know that businesses right here in New Hampshire are providing mindfulness training and experiencing its benefits? One of the benefits is that it helps increase self-awareness and provides people with an increased ability to identify and modify unproductive patterns of behavior. These discoveries and changes take place at home and at work, both of which impact one’s ability to interact productively with others, including colleagues and customers—more in the June edition.

Investment real estate—important steps for success 

By Robert Christensen, Ledyard National Bank/Ledyard Financial Advisors

There’s much to think about before purchasing an investment property. The first step is to know and understand your goals, as well as the realities of owning a rental property. What are your goals? How long do you want to own it? Stated another way, what is your target return on investment (ROI)?  Did you include your time in that equation? Knowing answers to these questions can help you decide if investment real estate is right for you—more in the June edition.

Three things to know about workers compensation 

By Patrick J. Casey, MD, Concord Orthopaedics

Every 7 seconds a worker gets injured on the job, according to reports from the National Safety Council, resulting in over 104 million production days lost due to work-related injuries. Total costs of work-related injuries in 2017 was a staggering $161.5 billion. The workers compensation process can be confusing for patients and their employers—more in the May edition.

Is your business Alzheimer’s friendly?

By Caitlin Cawley,  Home Instead Senior Care

Businesses and organizations that are open and welcoming places for individuals suffering from Alzheimer’s as well as their families and caretakers can have a very positive impact on local communities where isolation may be a problem— more in the April edition .

The true cost of borrowing—how a private banker can help

By William Logan, CWS®, Ledyard National Bank

When you purchase a home or investment property, there are many important elements that require your attention. It’s crucial to understand and evaluate the true cost of borrowing the funds from a bank, independent lender or mortgage broker. The phrase “buyer beware” is an ever-present concern because the cost of the loan can vary in many different ways and through different banks/lenders, attorneys/title companies, and third parties related to the transaction—more in the  April edition .

Beating the winter blues

By Age at Home

New Englanders have a certain hardiness about us. We can withstand subfreezing temperatures for nearly half of the year. While winter is beautiful in many ways, the short days and chilly temps do present challenges for some people. Here are a few ways to consider improving your winter experience from a health-psychology perspective and help beat the winter blues—more in the  March edition .

Understanding the FDIC threshold and how ICS® can help 

By  Sugar River Bank

How many times have you walked into your bank and noticed the FDIC sign, but never really knew what it meant or how it applied to you and your deposits? And, what happens when you have deposits greater than $250,000 dollars? - more in the  February edition .

The challenge of investigating workplace harassment claims 

By  McLane, Middleton, P.A.

In the past couple of years, claims of sexual impropriety, whether recent or from the past had a prominent place in the media. Public reaction has made it clear that definitive conclusions and evidence, like eyewitness testimony or photographs, are expected. Unfortunately, such objective, corroborating evidence is rare in this type of case. In the most difficult “he-said-she-said” workplace harassment scenarios, employers are challenged to reach resolution - more in the  February edition .

Health care benefits—a valuable hiring and retention tool 

By  Tufts Health Freedom Plan

The value of company-sponsored health care benefits is a critical consideration for prospective hires and employees who may be contemplating a move. Nearly three in five (57%) consumers report health benefits and perks as a reason to stay in or accept a job. What’s more, 40% of people rank health and dental insurance as the most important benefit offered by their company. Translation? Employers can and should leverage their health care benefits to attract and retain employees - more in the  January edition .

Ensure your employees are getting PAID this year

By Terri Pastori and Jaclyn Fisher,  Pastori|Krans, PLLC 

Employers have an opportunity to start 2019 off on the right foot by ensuring that they are compensating their employees appropriately and in compliance with the Fair Labor Standards Act (FLSA). The U.S. Department of Labor (DOL) announced a six-month extension of its Payroll Audit Independent Determination (PAID) program on October 9, 2018. This program aims to incentivize employers to review wage practices and provides compliance assistance - more in the January edition .

Hip pain—it's not just for seniors 

By Brendan T. Higgins, MD, MS, Concord Orthopaedics

The average American adult walks about three miles every day. Each step we take involves moving the hip joint. Hip pain can be extremely debilitating and prevent us from exercising, enjoying recreational activities, working and sometimes even sleeping. There are numerous causes of hip pain, but often it is brought about by a sudden period of increased activity and will often resolve with rest and time - more in the  December edition .

Exit planning—questions every business owner should ask 

By Jason Achmoody,  Ledyard National Bank 

Business owners are unique. They deeply value their business, employees, community and family. Transferring those values (along with their business) to the next generation may be their greatest challenge - more in the  November edition .

Employer tips to celebrate the holidays and avoid the “naughty list” 

By Terri Pastori, Jaclyn Fisher and Beth A. Deragon, Pastori|Krans, PLLC

As the holiday season rolls around again, many businesses hold holiday parties to build morale, encourage employees to socialize, and give something back to their employees. But a more relaxed social environment presents increased risks for employers - more in the  November edition .

Guidelines for legal and effective interviewing 

By Jennifer L. Parent,  McLane Middleton, Professional Association

The beginning of a new school year provides parents with opportunities to re-examine oral health habits that may have been more relaxed during the summer. Building and maintaining beneficial self-care habits are especially important for children, because the habits they practice at a young age are likely to last a lifetime - more in the  October edition .

Re-examining and modeling good oral health habits 

By Tom Raffio,   Northeast Delta Dental

The beginning of a new school year provides parents with opportunities to re-examine oral health habits that may have been more relaxed during the summer. Building and maintaining beneficial self-care habits are especially important for children, because the habits they practice at a young age are likely to last a lifetime - more in the  September edition .

A new outlook on the aging process 

By Caitlin Cawley,  Home Instead Senior Care

As we age, every part of our body ages with us—including the brain. Over time, the understanding of the way the brain ages has shifted from being negative to more positive. Researchers and scientists have found that the brain is quite adaptable to changes that happen in the body as the aging process begins. While we cannot foresee what the future holds for our aging brains, there are some ways to reduce our risk of developing brain diseases such as Alzheimer’s Disease and other dementias or Parkinson’s Disease - more in the  August edition .

Commercial real estate — definitions and trends 

By Bill Norton,  Norton Asset Management, Inc.

Commercial real estate is both a sector for investors looking for appreciation and income, as well as users who need space to run their businesses. Commercial space can be office, manufacturing, assembly, warehouse/distribution, retail, restaurant, hotel, or multi-family (apartments). In a market like New Hampshire, experienced commercial real estate practitioners focus on a specific geographic area (say Greater Concord) or on one or more specialties (say office and industrial). Commercial Real Estate (“CRE”) is a serious investment—it is not “liquid.” A wrong choice can turn out to be painful - more in the  August edition .

Beneficial Ownership—what is it? 

By Beth Mulleavey,  Sugar River Bank

As of May 2018, it became mandatory for all financial institutions to identify beneficial owners and controlling persons of legal entity customers opening or making changes to any bank account. The new mandates aid in combatting tax evasion, terrorism financing, sanction violations, fraud or other misappropriations of our nation’s financial institutions - more in the  July edition .

Supporting those with chronic pain in the workplace 

By Dr. David Nagel, Concord Orthopaedics

In America, we are what we do, and when denied access to meaningful work, our sense of self-esteem is battered. There is an often held misconception that those in pain don’t want to work. Most do. However, people with chronic pain may not fit into a 9 to 5 world. Denied access to meaningful work, they must rely on hand-outs from insurance or government, often eroding their sense of self-worth. The economic impact of excluding these workers is staggering - more in the  July edition

Interested in contributing a Business Focus article?

Contact Kathy Bacon for more information.